Tata 407 On Road Price

Tata 407 is a popular light commercial vehicle (LCV) produced by Tata Motors. It is commonly used for goods transportation due to its durability and versatility 

              The Tata 407 is a popular light commercial vehicle (LCV) produced by Tata Motors. It is commonly used for goods transportation due to its durability and versatility. Some key features and characteristics of the Tata 407 include  This combination of power, torque, and transmission gives the Tata 407 good load-carrying capacity and reliable performance in urban and rural environments, making it a favorite among businesses for goods transport. The Tata 407 is designed primarily for carrying goods, and its payload capacity is one of its key strengths. Here's a breakdown of the payload capacity details and When it comes to purchasing a Tata 407, financing options are available to make the purchase more affordable and manageable. Tata Motors, in partnership with various banks and financial institutions, offers flexible loan schemes for buyers. Here’s an overview of the financing options available for the Tata 407.

 

Tata 407 Price Range:

• Base Model: Around ₹10-12 lakhs (Indian Rupees).
• Higher Variants: Can go up to ₹13-15 lakhs or more, depending on the configuration and added features like air conditioning, customized bodies (refrigerated, cargo box), or extended chassis options.

Financing and Offers:

• Tata Motors often provides financing options, EMI schemes, and discounts or promotions that may vary from dealership to dealership. The total cost of ownership also includes service, insurance, and maintenance packages that could influence the overall price.

Engine and Performance:

• Engine: Typically powered by a 4-cylinder, 3.0-liter diesel engine.
• Power Output: Around 70-75 horsepower.
• Torque: Approximately 190-200 Nm.
• Transmission: It comes with a 5-speed manual gearbox.

Payload Capacity:

• The Tata 407 has a payload capacity of about 2.5 to 3.5 tons, depending on the specific model variant and body type.

Dimensions:

• Length: Around 5,100 mm
• Width: About 1,800 mm
• Height: Around 2,200 mm (varies by body configuration)
• Wheelbase: Typically around 2,800 mm.

Applications:

• It is widely used for transporting goods, including cargo, building materials, vegetables, fruits, and various other types of freight.
• The Tata 407 is often seen in urban and rural settings, owing to its compact size and ability to navigate narrow streets.

Design:

• It typically has a single-cabin design, with a flatbed or box body for cargo.
• The vehicle is known for its robust build and efficiency, making it popular among small businesses and logistics companies.

The Tata 407 is known for its reliable engine and good performance in the light commercial vehicle (LCV) segment. Here's a more detailed look at the engine and performance features:

1-Engine:

• Engine Type: 3.0L, 4-cylinder, diesel engine.
• Engine Capacity: 2956 cc (3.0 liters).
• Fuel Type: Diesel, designed for better fuel efficiency and torque.

Power Output:

• Maximum Power: Around 70-75 horsepower (varies by variant).
• Maximum Torque: Approximately 190-200 Nm (Newton-meters), which is crucial for hauling loads over long distances.

Transmission:

• Gearbox: 5-speed manual transmission system.
• Drive Type: Rear-wheel drive (RWD), providing better load-carrying ability and stability.

Performance:

• Top Speed: The Tata 407 can reach a top speed of around 80-90 km/h, depending on the load and road conditions.
• Fuel Efficiency: It delivers a reasonable mileage of about 8-10 km/l, depending on factors like driving style, road conditions, and load.
• Climbing Ability: The engine provides good low-end torque, making it suitable for hilly terrains and rough roads.

Suspension and Handling:

• Front Suspension: Independent, coil spring with shock absorber.
• Rear Suspension: Leaf spring with shock absorbers.
• Brakes: Hydraulic brakes with drum brakes at the front and rear, offering decent stopping power for its size.

Payload Capacity:

• Typical Payload: Around 2.5 to 3.5 tons (2,500 to 3,500 kg), depending on the specific variant and body configuration. The capacity can vary based on the model (standard, long chassis, etc.), the body type, and the specific design chosen by the customer.

Variants and Body Types:

• Standard Model: Payload capacity of around 2.5 tons.
• Extended or Longer Models: Some versions of the Tata 407, especially those with extended wheelbases or customized bodies (like cargo, refrigerated, or flatbed), can carry up to 3.5 tons.

This high payload capacity makes the Tata 407 a great choice for businesses needing to transport bulk goods efficiently without upgrading to a larger, more expensive truck. The vehicle is designed for optimal weight distribution, ensuring it handles heavy loads without compromising on performance or safety.

The Tata 407 has dimensions that make it suitable for both urban and rural environments, offering a good balance between load capacity and maneuverability. Here's a detailed look at the dimensions of the Tata 407:

Tata 407 Dimensions:

• Length: Approximately 5,100 mm (5.1 meters).
  This length can vary slightly depending on the specific model or if the vehicle has a custom body configuration.

• Width: About 1,800 mm (1.8 meters).
  This width provides a good balance between carrying capacity and the ability to navigate narrow roads.

• Height: Around 2,200 mm (2.2 meters).
  The height may vary slightly depending on the body type (such as a box or flatbed) and any additional features.

• Wheelbase: Typically 2,800 mm (2.8 meters).
  The wheelbase contributes to the vehicle's stability and load-carrying capacity, especially when loaded.

• Ground Clearance: Generally around 200-220 mm.
  This allows the Tata 407 to navigate rough or uneven terrain without getting stuck or damaged.

These dimensions make the Tata 407 compact enough for urban deliveries while still having ample space for significant payloads. It’s versatile for narrow streets, small marketplaces, and congested areas, which is why it's commonly used by businesses in both city and rural areas.

The Tata 407 is designed to be a practical, rugged, and efficient light commercial vehicle (LCV) that can handle a wide range of tasks while providing good comfort and reliability. Here are the key aspects of its design:

Exterior Design:

• Cabin Design:

  • The Tata 407 features a single-cabin design, with the driver’s cabin at the front and the cargo area at the rear. This is typical for commercial vehicles, offering straightforward access for the driver while optimizing cargo space.
  • The cabin is designed for comfort with a spacious layout, allowing for a driver and a few passengers to sit comfortably. The interior may include basic features like adjustable seating and adequate legroom.

• Body Type:

  • The body of the Tata 407 is typically a flatbed or box cargo body, but customizations are common. The vehicle can be fitted with different body types based on customer needs, such as refrigerated bodies, cargo containers, or even heavy-duty flatbeds for specific industries like construction or agriculture.
  • The cargo area is designed to be rugged and durable, able to handle a variety of goods—whether it's building materials, perishables, or consumer products.

• Design Aesthetics:

  • The Tata 407 is functionality-oriented, so its design focuses more on utility than aesthetics. However, it does have modern features like curved body panels, bold front grille, and wide headlights.
  • The front end of the vehicle typically has a large Tata logo on the grille, and the headlights are designed to be robust, ensuring good visibility for night driving.

Interior Design:

• Driver Cabin:

  • The driver cabin is ergonomically designed, offering easy access and clear visibility.
  • The dashboard layout is simple, with all essential controls like the steering, gear shift, and instrument panel positioned for easy operation.
  • Seating is generally bench-style for the driver and co-passenger, with basic fabric upholstery. The cabin might be air-conditioned in certain models for better comfort during long-haul deliveries.

• Storage:

  • There are storage compartments in the cabin for keeping tools, documents, or personal items, which are important for long journeys or remote areas where services may be limited.

Chassis and Suspension:

• Chassis: The Tata 407 is built on a robust chassis, designed to handle heavy loads while maintaining stability. The frame is designed for durability, capable of withstanding rough road conditions and heavy weight without compromising performance.

• Suspension System: The suspension system, with leaf springs at the rear and coil springs in the front, is designed to handle rough terrain and provide a smoother ride even under heavy loads.

Wheel Design and Tires:

• The vehicle is typically equipped with large, durable tires suited for both city roads and rural or off-road environments. The wheels are designed for better traction and stability, especially when carrying heavy loads.

Safety Features:

• Braking: The vehicle has a hydraulic braking system with drum brakes at both the front and rear. While it is not as advanced as disc brakes, the braking system is designed to handle its payload capacity effectively.
• Visibility: Large, wide side mirrors, adjustable headlights, and a clear windshield give the driver excellent visibility, which is essential for maneuvering in busy or tight spaces.
• Structure: The body and frame of the Tata 407 are designed for high strength to protect the driver and cargo in case of an accident or collision.

Customization Options:

• Body Options: Depending on the need, the body of the Tata 407 can be customized. Options include flatbed, box body, refrigerated units, cargo containers, and tippers.
• Chassis Length: Variants with shorter or extended chassis lengths are available to provide more flexibility in terms of cargo size and vehicle maneuverability.

Key Takeaway:

The Tata 407 is built with functionality, durability, and efficiency in mind. Its design caters to commercial use, focusing on maximizing payload capacity while ensuring the vehicle is easy to operate, maintain, and adapt to different business needs.

The Tata 407 offers a good balance between performance and fuel efficiency, which is crucial for a light commercial vehicle (LCV) that often operates in demanding conditions. Here's a look at its mileage:

Tata 407 Mileage:

• Fuel Efficiency: On average, the Tata 407 delivers around 8-10 km/l (kilometers per liter) under normal driving conditions.

  • Urban Driving: In city conditions, where the vehicle frequently stops and starts, the mileage can be closer to 8 km/l due to heavy traffic, lower speeds, and frequent idling.

  • Highway Driving: On highways or smoother roads with fewer stops, the mileage can improve to 9-10 km/l, as the engine runs more efficiently at a steady pace and with less load on the braking system.

Factors Affecting Mileage:

Several factors can impact the fuel efficiency of the Tata 407:

1. Payload: The more weight the vehicle carries, the more fuel it consumes. When loaded near its payload capacity, the vehicle may experience a slight drop in mileage.

2. Driving Style: Aggressive driving (e.g., rapid acceleration, harsh braking) tends to reduce fuel efficiency. Smooth driving, maintaining steady speeds, and avoiding excessive idling can help improve mileage.

3. Road Conditions: Driving on rough or uneven surfaces (which is common in rural areas or construction zones) may lead to lower fuel efficiency.

4. Maintenance: Regular maintenance, such as keeping the engine well-tuned, checking tire pressure, and ensuring the fuel system is clean, can have a positive impact on fuel efficiency.

5. Engine Load: Operating the vehicle without overloading it helps in maintaining optimal fuel efficiency. Overloading can strain the engine and increase fuel consumption.

Summary:

The Tata 407 is reasonably fuel-efficient for a light commercial vehicle. Its mileage of 8-10 km/l makes it a cost-effective choice for businesses needing a reliable vehicle for transporting goods over medium to long distances.

The price of the Tata 407 can vary based on factors like the model variant, customization options, location, and the specific configuration you choose (such as the type of body, engine, or additional features). As of 2025, here’s an approximate price range for the Tata 407:

Tata 407 Price Range:

• Base Model: Around ₹10-12 lakhs (Indian Rupees).
• Higher Variants: Can go up to ₹13-15 lakhs or more, depending on the configuration and added features like air conditioning, customized bodies (refrigerated, cargo box), or extended chassis options.

Factors Influencing the Price:

1. Body Type:A standard flatbed body may cost less than a customized refrigerated body or a box body, which can add to the overall price.

2. Location: Prices can differ slightly depending on the region due to local taxes, transportation costs, and dealer pricing.

3. Features: Additional features like air-conditioning, power steering, advanced safety features, or customized interiors (such as for long-distance comfort) can increase the price.

4. Variant: There are different variants of the Tata 407, such as those with longer wheelbases or higher payload capacities, which might also affect the final price.

Financing and Offers:

• Tata Motors often provides financing options, EMI schemes, and discounts or promotions that may vary from dealership to dealership. The total cost of ownership also includes service, insurance, and maintenance packages that could influence the overall price.

If you're considering buying a Tata 407, it's a good idea to visit a local dealership for the most up-to-date pricing and offers based on your requirements.

When it comes to purchasing a Tata 407, financing options are available to make the purchase more affordable and manageable. Tata Motors, in partnership with various banks and financial institutions, offers flexible loan schemes for buyers. Here’s an overview of the financing options available for the Tata 407:

1. Tata Motors Financial Services (TMFS)

Tata Motors provides its own financial services through its subsidiary Tata Motors Finance. You can apply for a loan directly through them.

• Loan Amount: Typically covers up to 90-95% of the on-road price of the vehicle.
• Loan Tenure: Generally ranges from 2 years to 5 years (24 to 60 months).
• Interest Rates: The rates generally start around 9-12% per annum, but they can vary based on the applicant’s credit score, loan amount, and tenure.
• Down Payment: You may need to pay around 5-10% of the on-road price as a down payment, depending on the terms and conditions.
• Processing Fees: A small fee may be charged for loan processing, usually around 1-2% of the loan amount.

2. Bank Financing

Most major banks in India offer vehicle loans for commercial vehicles like the Tata 407. Some popular banks include:

• State Bank of India (SBI)
• HDFC Bank
• ICICI Bank
• Axis Bank
• Bank of Baroda

These banks offer customized loan schemes for commercial vehicles. The financing terms might vary slightly based on the bank, but here’s what you can generally expect:

• Loan Amount: Up to 90-100% of the vehicle’s on-road price.
• Interest Rate: Typically between 9-14% per annum, depending on the bank’s terms.
• Loan Tenure: Flexible, from 1 year to 7 years.
• Down Payment: A down payment of 10-15% is usually required.
• Processing Fees: Fees can range from 0.5-1% of the loan amount.

3. Leasing or Hire Purchase

In addition to traditional loans, you may also consider leasing or hire purchase schemes, where you can use the vehicle while paying monthly installments. After the final payment, you own the vehicle.

• Leasing Options: Typically available for businesses that require the vehicle for a set number of years and may not want ownership after that period.
• Hire Purchase: In this arrangement, you pay monthly installments and gain ownership of the vehicle once the total amount is paid off.

4. Flexible EMI Schemes

Many lenders, including Tata Motors Finance, offer EMI schemes with flexible terms to suit the buyer’s financial situation. These could include:

• Low EMI initial period (for example, lower payments in the first 6 months).
• Step-up EMIs, where the monthly payments increase gradually as the business revenue grows.

5. Insurance and Maintenance Packages

• Insurance: Often, financial institutions can bundle vehicle insurance along with the loan, which could be either comprehensive or third-party insurance.
• Maintenance: Some banks and financial institutions also offer maintenance packages or extended warranties to help you manage long-term costs.

Application Process:

1. Eligibility Check: Banks and financial institutions will check your credit score, income proof, business ownership documents, and tax returns (in case of self-employed or business owners).

2. Documents Required:

   • KYC documents (ID proof, address proof)
   • Business registration details (if applicable)
   • Income proof (for individuals) or financial statements (for businesses)
   • Proof of residence
   • Down payment (if required)

3. Approval & Disbursement: Once your loan is approved, the loan amount will be disbursed to the dealership or to your account.

Steps to Apply for a Loan:

1. Visit the Dealer or Bank: Start by visiting a Tata dealership or the bank/financial institution of your choice.
2. Choose Your Loan Option: Discuss the loan options available and select one that fits your needs.
3. Provide Documents: Submit the required documents for approval.
4. Loan Processing: Once the loan is processed, the bank or Tata Motors Finance will disburse the amount.
5. Delivery: After the down payment and paperwork, the vehicle will be delivered.

Benefits of Financing the Tata 407:

• Low Initial Investment: Financing helps reduce the upfront cost of the vehicle, allowing you to allocate funds for other business needs.
• Improved Cash Flow: Monthly EMI payments are spread over time, helping you manage your business finances better.
• Tax Benefits: Interest paid on the loan may be deductible as a business expense under Indian tax laws.

Conclusion:

        There are plenty of financing options available for purchasing a Tata 407, ranging from bank loans, Tata Motors Finance, to leasing or hire purchase schemes. The best choice depends on your business’s financial situation, cash flow, and loan repayment preferences.

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